For the first time, businesses can now offer Swish without signing their own bank agreements. Zimpler’s new direct connection simplifies and speeds up onboarding across industries.
Stockholm, Sweden – September 11, 2025 – Zimpler, a leading Swedish company in Pay-by-bank solutions, today launches Swish Handel (Swish Commerce) and Swish Utbetalningar (Swish Payouts) for its partners. The company becomes the first non-bank operator ever to integrate directly with Getswish, the company behind Sweden’s most widely used payment method. For the first time ever, Swish can now be offered directly through a payment institution, without applying through a bank.
“This is a turning point for the Swedish payments market. By opening Swish beyond the banks, we are not just simplifying payments, we are reshaping how businesses can access one of the most trusted payment methods in Europe”, says Johan Strand, CEO of Zimpler.
“This is also an important step in the stability of the Swedish financial ecosystem, which has recently seen recurring disturbances and downtime. Through our focus on the Swedish market and our long experience of payment infrastructure, we can improve the customer journey with a more stable and reliable payment experience.” Strand adds.
Until now, access to Swish has required a direct banking relationship, a costly and time-consuming process that excluded many companies, especially in regulated industries and for international businesses. With Zimpler’s direct participation, businesses of all sizes can now access Swish faster, at lower cost, and with greater stability.
Swish also highlights the significance of the step:
“Swish has always been about speed, security, and ease of use. By opening up to Zimpler, we can now reach more companies and industries than before. This is an important step to meet the growing demand for flexible and secure payments,” says Urban Höglund, CEO of Getswish.
Market impact
- Increased stability: As more providers can offer Swish, dependence on individual banks decreases and the resilience of the financial ecosystem increases
- Focus drives quality: Unlike banks, specialized providers can focus entirely on the service, delivering higher service levels for both end customers and businesses
- Lower costs and faster onboarding: Businesses can now avoid lengthy onboarding processes
- Access to Sweden’s largest payment network: 8.7 million Swedes and 300,000 companies use Swish
- Wider application: International and regulated businesses can now offer Swish to their Swedish customers
- Future expansion: Zimpler may also act as a Swish provider for other payment service providers, potentially reshaping the competitive landscape
The launch also signals a broader shift in Sweden’s financial ecosystem. With account-to-account (A2A) payments growing rapidly across Europe, Swish’s opening to new types of operators could accelerate competition with card networks and change the role of banks in the payment ecosystem.
Press contact Zimpler
press@zimpler.com
Josefine Hedlund
Direct: +46738 55 65 72
About Zimpler
Zimpler is the fastest-growing Pay by Bank network in the Nordics, connecting businesses with over 350 million customer bank accounts across 25+ markets. Its mission is to democratize payments and enable growth for businesses across industries and markets. Learn more at zimpler.com and follow us on LinkedIn.
About Swish
Swish was launched in 2012 as a collaboration between Sweden’s largest banks and has since then become Sweden’s go-to mobile payment service and one of the largest payment solutions in Europe. Swish simplifies everyday life for 8,6 million Swedes and around 300,000 companies and organizations and has in a short time become Sweden’s strongest brand.
