Unleash your cash flow in a heartbeat.
Get paid. Now. With this product, your customers pay you instantly from their bank account, without the need for cards.
What’s in
it for you?
Conversion & cash flow
Supreme user experience and instant access to funds mean better conversion & cash flow.
Available 24/7
No waiting time, no delays, no fuss. Instant Deposits are available 24/7, 365 days a year.
Reduced risks
We always run KYC checks and all payments on our platform is monitored for AML compliance.
1.
First, your customer chooses Instant bank transfer at the cashier.
Our cashier design leverages the strongest brands in the payment business – the banks.
2.
Second, they select their bank.
We have one of the highest bank coverages on the market.
3.
Third, they choose bank account and verify to complete.
We always support the latest authentication methods to protect everyone involved. Done, deal, thanks!
What you get with
Instant Deposits.
Instant transfer of funds
No delays, no fuss, just instant payments directly from your customers’ bank accounts.
Embedded KYC & AML
We always run KYC checks and all payments on our platform is monitored for AML compliance.
Fast Flow for known users
We make it even easier for returning customers to deposit, just a quick authentication. Done.
Integrated payment flow
No downloading of apps, creating accounts or remembering passwords. Just a seamless flow.
Real-time reports
In our Zimpler back office, you can view and download transaction reports updated in real time.
High transaction limit
Larger sums? No problem. You can accept deposits of up to €15 000.
FAQ
What is A2A (account-to-account)?
The short version: A2A (account-to-account) is a method for instantly transferring funds from one bank account to another. It’s also known as instant payments or direct bank transfers. For a little more context: A2A is a fundamental part of open banking, a framework that allows secure sharing of your financial data with authorized third parties, such as Zimpler. These transactions happen through specialized networks called payment rails, removing the need for intermediaries or physical things like cards. Zimpler can initiate A2A payments on your behalf using open banking APIs (application programming interfaces), making them one of the safest, quickest and most convenient ways to send and receive payments.
Are you a licensed payment provider?
Yes, we are fully licensed and supervised by Finansinspektionen (the Swedish Financial Supervisory Authority).
How do you work with AML?
Glad you asked! Because to us, AML is so much more than tick-the-box compliance or meeting a legal minimum – it’s a core of our business. We want to be a positive force in everything we do and ensure that our services and partners are only used for legitimate purposes. How? We minimize the risk of anyone using our services for money laundering, terrorist financing or other financial crimes by implementing Europe’s best AML program within fintech.
We have a strong and experienced in-house AML team responsible for our thorough customer onboarding and transaction monitoring processes to ensure that we assess, manage and mitigate potential money laundering and terrorist financing risks following our risk appetite.
We are committed to conducting business with reputable customers and counterparties that uphold the same high ethical standards as us, and equally high standards for combatting financial crime and other illegal activities.
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